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 From time to time things happen which make it difficult for you to meet your obligations, maybe even take you into bankruptcy. The Good News is that you may still be able to get a mortgage. We can work with you on your credit situation and will usually be able to get you a mortgage. You will obviously be paying a slightly higher rate than a borrower with strong credit initially, but we work with our clients so that over a two to three year timeframe we can have the aim of getting you back into a regular mortgage at the best rates and with your credit record in much better shape. Such loans are typically ARMs where the rate is fixed for the first 2 or 3 years, although Fixed Rates are also available. The more you have available for a down payment, the better the rate available, but 10% down (even 5% may be possible) could let you own that home. Give us a call and we would be pleased to discuss your situation with you.
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| 3/1 ARM |
5.375% |
| 5/1 ARM |
5.5% |
| 15 Year Fixed |
5.5% |
| 30 Year Fixed |
6.375% |
| 3/1 ARM |
5.375% |
| 5/1 ARM |
5.5% |
| 15 Year Fixed |
5.75% |
| 30 Year Fixed |
6.875% |
 | 7/01/08 6:13pm |
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